Monthly Archives: November 2013

No Nonsense Personal finance part 3

Carl Dy is a pro real estate representative 
There are certain things that we will gain by owning a property. This is the topic discussed by Carl and I think its very timely. 
You will experience the following: 
1. Capital appreciation. The value of your property in the next 20years will surely beat the inflation. Your property worth 780k way back 1970 can become 15million today in that span of time and this is absolutely possible. 
2. Cash flow. Believe it or not it can become a good source of cash for all of us provided that we study and strategize on how to take care of it. Remember that when you retire you won’t have so much money at all but if you will make your property a rental area you will definitely in a good position because of recurring payments. 
3. Leverage. By simply owning a unit or any property at this very moment it will just take a couple of years before you gain the advantage. This is such a really good investment especially if you are young and don’t have families yet.

David Isaiah Angway is a Financial Evangelist

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Filed under Carl Dy, IMG, Real Estate, Real Property

Non nonsense personal finance part 2

This is the continuation of No non sense personal finance seminar 
Dennis Sy’s inspiring words about
money. You need to listen to this guy! Full of wisdom. He is the author of Rich for life. 

“God is the solution not the money” 
“Get quick rich scheme will teach you a very hard lessons in life”
“Learn how to do the baby steps and you will surely reap what you sow” 
“Saving is not investing” 
“Give your money a name ahead of time” 
“Be generous and don’t let your lifestyle  be too much” 

“It’s not how much you earn, it’s how much you take care of it” 
“Ang sarap ng may tatay na susuportahan ka thru thick and thin” 
“The world will want you to be rich but the goal is to be rich” 
“Prosperity Destroyed more people than poverty” 
“Ang mga taong nanalo sa lotto sira ang buhay dahil pagdating ng pera di kaya  i-handle” 
“Marami sa’tin pagdating ng salary increase the standard of living ay nag increase din, kaya madalas mas tumaas pa kaya parati wala ng pera!” 
“Alam mo ang kalaban natin ay iyong greed sa puso natin” 
“Money is a good servant but a very bad master” 
“You can get all the money you have pero if you put it in a wrong hands mawawala din yan” 
“Anu ang value mo? Magugulat ka maraming pinoy ang value ay pagkain!” 

David Isaiah Angway is a Financial Evangelist

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Filed under Dennis Sy Poverty Become History, Rich For Life

No non sense personal finance seminar part 1

Randell Tiongson is such a mentor  to the Filipinos. His advocacy towards financial literacy is totally an exception. Let me tell you a couple of things I learned from him when I had a chance to listen to one of his seminar. 

1 You cannot out give God . Many people don’t believe this thought because it is totally counter cultural approach but let us always remember that there’s no recession in Heaven so start giving now to receive.

2. We are just a steward/manager. A manager doesn’t own anything and we should all know this. As a human being we are eaten by the entitlement principle that we worked for these things so I own all these things. He reminded everyone that we should take care of what we have because God can give and take that away from us in a blink of an eye. 
3. Start changing your money habits. Invest in yourself, ask questions, read books, attend seminars and look for a mentor. These are one of the many ways on how to change our money habits. I also believe that we shouldn’t forget the fundamental aspect of personal finance instead of focusing on the more complex area of it. Start changing your thoughts because your thoughts will become your action and this will became your habits and soon it will surely be your lifestyle. 

David Isaiah Angway is a Financial Evangelist

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Filed under Abundance No Nonsense Personal Finance, Cash Is King, Freedom From Debt