Category Archives: Finance Tour

10 Questions to ask your financial adviser

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By doubting we are led to question, by questioning we arrive at the truth. – Peter Abelard
  1. What are your qualifications and background in financial planning? – As much as possible you want to check and investigate the credentials of your potential adviser. Trust is the currency of relationships. If you think their competencies won’t work with you. Be honest and decline their services.
  1. What services do you provide? Financial Adviser is a general term that offers a lot of services such as providing a detailed plan for insurance, estate planning, debt resolution and even coaching.  They are preventing you from getting scam. Understanding what they offer will lead to growth of your asset and finding a long term resolution to your existing problem.
  1. How does your faith affect your investment philosophy/strategy and recommendations for clients? Advisers are summation of values, beliefs, habits and  life experiences. Extracting this will give you an idea whether your potential advisers have biases that might not be beneficial for you. If it make sense, it will make sense.
  1. How are you paid? Knowing how your potential adviser will be compensated from their expertise is essential to maintain really good working relationship with them.  
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  1. How much do you typically charge? This will reveal if you can afford them.  Knowing the process on how they charge will give you more ways how to maximize your advisers expertise.  Prepare for this so you can gain more from it.
  1. What products do/don’t you put clients into?   Advisers are expert into looking in a macroeconomic issues and risk mitigation. Advisers should be updating you what current risks you may have. Diversification to gain risk will help you to win long term.
  1. What is your average portfolio size?  Don’t hesitate to ask this because advisers  will share their current achievement thru this way. Many people trust them so this means it is a plus factor that you just don’t give your money to someone who will run it whenever they want. 

  1. What resources do you have to address issues outside your area of expertise? I love people who are creative when it comes to maximizing their resources. Asking this will reveal how they will exceed your expectations in the long run. Will they be happy to collaborate with someone just to simply make you happy?  
  1. How do you communicate with clients? How often? Constant follow up will play a big role when it comes to building your wealth. As a client you would like to have an excellent customer service thru communication especially when your investments in stock market or mutual funds are going down.  Informing  you the best strategy will help you to be more equip.
  1. Will I work with anyone else in your office? Collaborating with other people in taking care of clients is good but with proper endorsement this will be excellent. Your potential advisers may not be jack of all trades but they are master of something and that is what you want. Your adviser knows a lot of people so he/she can ask someone too work with you to win long term.

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David Isaiah Angway is a Financial Evangelist

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Filed under Epic, Finance Tour, Financial Coach, Financial Evangelist, Tour Guide

4 lessons I learned being an express tour guide

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Providing guidance is a sacred calling. I had a chance of taking care of these lovely ladies to different area in Manila (Philippines) Being a tour guide is not a joke.
Here are my top 4 lessons I learned when you need to accompany people from other parts of the nation/globe
1. Always be ready with your answers
You got your itinerary with you and you know the location even you are not a pro make sure to be excellent with what you are doing. Provide answers to different questions and give them a historical emphasis why this place matters a lot. Don’t just bring them to the mall and show them how good is that because there is also a large mall in their place.
2. Be sensitive to their needs.
Never forget that you are also in charge to their safety and security. As a tour guide this is a must factor. Every thing that they need must be available and you should know whether they need something else especially when they are thirsty or hungry.
3. Be ready when something unusual happen
The last 3 hours of the tour ended up with a bang. As a man and a tour guide you need to understand that you are the compass to the ladies you are with. Never ever assume that they already knew exactly the location of the airport because that Is your primary responsibility too. Always be calm and never ever lose your composure. Anger will not give you anything but will surely cost you something.
4. Remember to be grateful no matter what happen.
Regardless whether you flunk or passed as a tour guide you need to recognized that it happened for a reason. Gratefulness will changed your perspective towards things. It will give you something to ponder instead of blaming or killing yourself with what happened just choose to be happy and move on. Please make them feel welcome and leave a lasting impression to the visitor.

If you have questions send me an email at

David Isaiah Angway is a Registered Financial Planner and a Financial Evangelist

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Filed under Cebuanas Workmates, Epic, Finance Tour, Tour Guide