Category Archives: Save

Important tips behind saving money


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Personal Finances is not about your money itself but it’s about your behavior towards it. There a tons of reason why people save but the concept of saving is  insanely simple yet not easy to achieve. It will be really hard for someone to save without this big motivation. Imagine yourself waking up feeling lost. A restless wanderer without a purpose. Saving money is like going to the gym knowing you are out of shape, but without the sense of  urgency you won’t even  start doing it. Your why starts with you. No one can push you hard aside from you. I believe that this is the year that you can change your financial life through changing your perspective.
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Clear purpose 
Your why is like the fuel to your car, without it you won’t last. Your aim is to save money for the future endeavor it might be for emergency, business or for a house etc. Try to reflect and ask yourself again and again the reason you need to save some funds. This will not be easy. Again, when you can’t identify your reason that is anchored to your core values it will be harder for you to accomplish goals you have in mind. Successful people know why they’re doing what they’re doing. 
Recommendation: Ask yourself deeply about the purpose of money that you have. Name every single cent, whether it is big or small everything has a purpose. Do this everyday and you will create a powerful habit that will last for a lifetime. Remember when you meet God someday He will ask you “what have you done with the money I gave you?”. 
Luke 16:11 ESV If then you have not been faithful in the unrighteous wealth, who will entrust to you the true riches?
Determination 
This is the backbone of your financial life when everything is falling apart. There will be bumps on  the road. Your dreams will be derail once you don’t have this tenacity inside. After saving for 4 weeks and seeing your savings  account getting bigger you suddenly stop, what a crazy way to loose the momentum you built. After a couple of weeks of  not wasting your money and exercising your patience, you  suddenly cheat yourself with the ultra mega SALE. When your weak will and old habits knocks you down,  try to get back up asap. 
Recommendation:  Learn from you old ways. Create an action plan. Tell yourself that you want to win. You are not average but you are the master of your money and not the other way around.
Proverbs 13:11 ESV Wealth gained hastily will dwindle, but whoever gathers little by little will increase it.
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Commitment 
Decide to be different. When I’m interested with something I go for it but when there are a lot of brick walls in front of me, commitment showing up. Those walls are the symbol of how much you badly need it. It is a matter of life and death. Are you willing to go thru the series of test just to pass that wall or when you face that great wall you just stop and accept it that there’s no way you can go through. Are you willing to act broke so you can be rich?
Recommendation: Do it, desire it everyday. You are committed to win not just today but a lifetime. Consciously fight till the end. 
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2 Timothy 4:7 ESV I have fought the good fight, I have finished the race, I have kept the faith.
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The habit of saving money is like an archery contest, you want to hit the bulls eye every time but it will take a lot of adjustment if you are NOT used to it.


David Isaiah Angway is a Financial Evangelist

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Filed under Clarity, Determination, Habits, Money, Purpose, Save, Savers, Success, Win Long Term

Top 10 things 2013 taught me

It is always good to learn new things and I want to share to you what I‘ve learned this 2013
1.       We should always expect every day. Expecting is something that you look forward whether It’s tangible or not. It is a dream that you always craving for. A thing that you would like to experience. It might not always go on your way all the time but this made me productive this year.
2.       God is unlimited. He is the source of everything. Abundance and obedience is the key. Ask Him big things so He will give you big things, always remember His timeline. God made my year so memorable with the people He introduced to me. He is limitless so might as well check your phone line and talk to Him again, I can assure you He will never be busy for you.
3.       Have the right mindset. This is a domino effect with the right mindset you are expecting the right results. If you think you can of course you can but If you think you cannot then you will end up nothing. Don’t be useless
4.       Be grateful every day. Before the end of the year I am proud to say that this year is remarkable. I wrote those things that I am grateful for and amazing it took me an hour to complete it. That means I achieved something and grow more. Try to write it in a piece of paper! 
5.       Learn from different mentors. I don’t know everything and I don’t need to know everything that is the reason why I love listening to old people who have been there and done that. It is very costly to make a mistake but learning from different perspective and you try to be humble enough to be receptive it will take a couple of months or years before you reap your reward.

6.       Avoid excuses. I hate “blamestorming” this never gives me a solution, this year I learned that making excuses is not just waste of time and money. Being negative and having this chronic procrastination will not solve your problem too in the future.
7.       Create a vision board. Many of my mentors keep on telling me that I need to create this, I said “why?” they said if you can perceived it then you will achieve it this made a lot of sense to me now because before you create a house you need to have a blueprint or a plan to guide you and to remind you. I encourage you to prioritize it and download all the pictures you want to achieve and print it then pin it in a cork board to remind you where you want to go.
8.       Don’t stop dreaming. Martin Luther king Jr. said that if you have a goal that will give you focus but if you have a dream that will give you power. Learning is fun but dreaming is totally awesome. I dreamt to sing in front of the crowd with 500-1000 people and it happened this year.



9.       Believe in your capability. Many will disagree  and will mock you but if you believe in what you are doing right now is good then time will tell to those people who is the boss! Just kidding.  My self esteem was too low but when a couple of people told me that I am making a difference then that give me a boost to continue and believe it or not this year I became one of the Employee of the quarter.  
1.   Save and Invest for the future. This year thought me how to properly handle my finances very well with the help of my mentors, my time was properly manage too. I was able to start investing to different mutual funds now plus have my life insurance paid too I kept on increasing my financial IQ and was able to purchased books related to personal finance I even attended different conventions and  seminars, played leadership podcast, was able to meet again my long time friends.

Summarize your year. If you think your whole year is not good do not worry because there will be a new chapter and new beginnings. 2ndchances never stop.

If you have questions send me an email at david_angway@yahoo.com

David Isaiah Angway is a Registered Financial Planner and a Financial Evangelist

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Filed under Financial Investor, Freedom Victory Over Finance Financial Coach, Personal Finance, Purpose, Save, Savers, Time Management